探索科法斯全面的風險儀表板，為 160 個國家和 13 個產業部門提供深入的風險評估，以做出策略決策
Coface has renewed its signature of L’Autre Cercle’s LGBTQIA+ Commitment Charter. This move confirms the Group’s commitment to promoting an inclusive, respectful and safe working environment for all its employees.
Coface’s APAC Payment Survey 2026 reveals that 73% of Japanese firms report being affected by payment delays from customers in the last 12 months. Payment discipline appears to be deteriorating in the country, with more firms seeing worsening payment delays, both in terms of severity and frequency, than improvements. As part of an annual study to understand the payment behaviours and risks among businesses, Coface surveyed 2,800 finance professionals across multiple sectors and 10 Asia-Pacific (APAC) markets, including 252 respondents in Japan.
As a global supplier of spare parts for commercial aircraft, Sentry Aerospares often operates under pressure, dealing with demanding international clients, sometimes unstable markets, strained supply chains and critical payment deadlines. For nearly ten years, the UK-based company has relied on Coface to turn this pressure into a driver of its development, rather than a hindrance to its growth.
Country risk assessment, also known as country risk analysis, is the process of determining a nation's ability to transfer payments. It considers political, economic and social factors, and is used to help organizations make strategic decisions when conducting business in a country with excessive risk.
Coface publishes the 10th edition of its Corporate Payment Survey in Germany, conducted among 503 companies. While economic growth is gradually returning and German businesses are becoming more optimistic about 2027, this improvement has yet to translate into better payment behavior. 82% of companies experienced payment delays over the past twelve months, the highest level since 2019. At the same time, businesses are shortening payment terms to protect their cash flow, while long overdue payments and rising insolvencies continue to point to elevated credit risk.
Coface has published the 4th edition of its survey on the payment behavior of French businesses, conducted in June amongst 690 companies. The results reveal a further deterioration: 89 % of businesses have experienced late payments over the last twelve months, and the average delay now stands at 41.2 days. Micro-enterprises are the most vulnerable, both in terms of the length of the delays and their impact on cash flow.
Whilst European industry is still struggling to recover from repeated energy and geopolitical shocks, Spain stands out as an exception. Its manufacturing output has surpassed its pre-war levels in Ukraine, driven by a more balanced industrial diversification, competitive labour costs and the boom in renewable energy. This is a promising trend, but one that still faces several structural challenges, particularly in terms of productivity and electricity infrastructure.
Country risk assessment, also known as country risk analysis, is the process of determining a nation's ability to transfer payments. It considers political, economic and social factors, and is used to help organizations make strategic decisions when conducting business in a country with excessive risk.
Geographical proximity, the single market, long-standing trading partners… Recovering a debt in Europe may seem straightforward. However, over 70 per cent of businesses face late payments, and debt recovery practices vary significantly from one country to another. Because an unpaid debt is not handled in the same way in London, Milan, Madrid, Brussels, Zurich or Warsaw, Coface’s experts share their advice on how to avoid the most common mistakes, adapt your approach to the local context and maximize your chances of recovery.
透過科法斯針對 160 多個國家和 13 個產業的全球風險評估來應對不確定性。
透過科法斯的貿易談話播客深入了解全球貿易的世界。 與貿易專家進行精彩的討論，探索市場動態，並發現成長策略。
為客戶及經紀人提供的線上服務
商業資訊
獲取所需的商業洞察，全面管理業務合作夥伴組合的信用風險，並自信做出策略決策
客戶門戶網站 - CofaNet
科法斯線上平台，用於管理您的貿易應收帳款。全面監控您的風險。 根據您的合約直接存取信用管理工具。
經紀人入口網站
專為經紀人提供的平台，用於監控您的業務和管理您的客戶組合（在所有合法可用的國家/地區）。
創新及數位化解決方案
API 入口網站
無需再在軟體應用程式之間周旋。 探索iCON by Coface的API目錄和一站式解決方案和貿易信用保險。
