How can you distinguish between a temporary disruption and a risk expected to impact the entire value chain? In an environment marked by sustained volatility, companies need to detect risks earlier and better anticipate how they will spread. For CFOs, the challenge lies in identifying weak signals, mapping dependencies and transforming information into swift, informed decisions. Coface’s experts decode the levers for moving from reactive trade risk management to a more proactive and strategic approach.
新聞， 經濟分析 及洞察
商業風險儀錶板
探索科法斯全面的風險儀表板，為 160 個國家和 13 個產業部門提供深入的風險評估，以做出策略決策
專家建議
7 Types of Country Risk Assessment
Country risk assessment, also known as country risk analysis, is the process of determining a nation's ability to transfer payments. It considers political, economic and social factors, and is used to help organizations make strategic decisions when conducting business in a country with excessive risk.
Debt recovery in Europe: 5 tips to avoid the pitfalls, country by country
Geographical proximity, the single market, long-standing trading partners… Recovering a debt in Europe may seem straightforward. However, over 70 per cent of businesses face late payments, and debt recovery practices vary significantly from one country to another. Because an unpaid debt is not handled in the same way in London, Milan, Madrid, Brussels, Zurich or Warsaw, Coface’s experts share their advice on how to avoid the most common mistakes, adapt your approach to the local context and maximize your chances of recovery.
3 keys to speed up your decision-making and drive your growth
Geopolitical tensions, slowing growth, supply chain disruptions, and mounting regulatory risks: businesses today operate in a world where uncertainty has become the norm. The question, therefore, is no longer how to eliminate risk — that is neither realistic nor desirable — but how to make the best possible decisions in a constantly changing environment.
商業風險儀錶板
透過科法斯針對 160 多個國家和 13 個產業的全球風險評估來應對不確定性。
科法斯調查：面對不確定性，快速決策再次成為企業關鍵課題
企業成長的主要障礙已不再只是市場環境，更在於企業自身的決策能力。根據科法斯（Coface）針對 13 個國家、1,250 位企業領導人所進行的最新調查，68% 的受訪者表示，決策速度緩慢是企業成長的主要阻礙之一。 在高度不確定的環境下，企業不再只是追求避免風險，而是必須學會更快速地做出決策。一場轉型正在展開，風險管理逐漸從防禦工具轉變為推動決策與成長的驅動力。
From data to cash: detect early, decide quickly, collect better with Urba360 and My DSO Manager
With growing insolvencies and payment delays under pressure, accounts receivable management can no longer be driven by looking in the rear-view mirror. By combining robust risk data with agile operational governance, you can turn early warning signs into operational decisions to speed up your cash flow.
Compliance and reputation: 6 steps to control risks and monitor your partners
Sanctions, financial losses, reputational damage to your company: compliance is no longer just a regulatory formality, it’s a concrete business risk that needs to be closely monitored. Strategies, early warning signals, common mistakes: our experts share their solutions to strengthen your day-to-day monitoring of your clients and suppliers, make your decisions more reliable and secure your business.
Cash culture: 3 levers to better manage Cash collection and sustainably reduce client risk
You've just finished the final sprint of the annual closing without having managed to secure your accounts receivable? The end-of-year cash rush often reveals the same weakness: sales are registered, but unpaid bills pile up and cash flow is fragile. Because successful debt collection no longer relies solely on finance teams, discover how to mobilise your entire company and rely on tailored solutions to speed up your cash inflows and preserve your business relationships.
Protect your business from compliance risks
Before signing with a new supplier or customer, you check their financial health. But do you know if this partner is linked to sanctioned individuals or high-risk entities? A single problematic business relationship can be costly, in terms of cash flow, fines and reputation.
End-of-year Cash Sprint: 3 winning strategies to speed up your cash inflows and optimise your cash flow
The final sprint to the end of the financial year is coming up fast, and every day counts when it comes to speeding up your cash inflows. With Coface's expert advice and insights from our clients, learn how to target bad debts, master your aging balance, mobilise your teams and leverage digital debt collection solutions to boost your performance and secure your cash flow before December 31.
A new way to manage risk: the era of smart dashboards
With the rise of next-generation dashboards and connectivity solutions, commercial risk management is experiencing a paradigm shift: more intuitive, more responsive and more collaborative. From reporting to governance, discover how to harness the power of dashboards to steer your business with agility, performance and anticipation.
Amicable Debt Collection: the winning strategy for preserving your client relationships
Too often perceived as a conflictual approach or a simple cash flow operation, amicable Debt Collection actually plays an essential role in your client relationships. As long as you adopt an amicable, human and differentiated approach according to your partners' situation. Expert advice, testimonials and useful cases to help you collect your unpaid debts without jeopardising your business relationships.
5 tips to anticipate risks and successfully run your business with Data & AI
AI and data are powerful tools for improving business management, but their adoption remains a huge challenge for executives. Security, ROI, technological integration and digitalisation: our Risk & Smart Data experts help you transform your data into genuine growth drivers and decision-making solutions. Find out all the keys to managing your risks and stay ahead.
Is Your Business Truly Protected Against Bad Debt? Discover Smarter Solutions with Coface
Managing bad debt is a challenge that every business faces. While maintaining a bad debt reserve is a common strategy, it might not provide the comprehensive protection your company needs in today’s unpredictable economic environment. A more proactive approach, such as leveraging trade credit insurance, can safeguard your business from financial instability and enhance your credit risk management strategy.
Information reports: a business management tool and performance lever to grow your company
Essential for anticipating business risks, information reports are also practical tools that support effective business management. Prospecting, sales, marketing, financial audit, securing the supply chain or accelerating your customer knowledge processes (KYC): these decision-making solutions guide you through every stage of your business.
貿易信用保險：優化財務績效的七項行動
如果貿易信用保險不只是安全網，會怎麼樣？ 除了保護您的公司免於應收帳款未收的風險外，貿易信用保險還能幫助您提升銷售額、降低融資成本，並在長期內改善獲利能力。 了解貿易信用保險如何成為一項有價值的財務管理工具，並對您的資產負債表與損益表產生正面影響。
Effective Credit Risk Management: Key Practices and Processes for Business Success
Credit risk management is a crucial process for businesses that rely on customer credit, as it helps safeguard against potential financial losses from non-paying clients. Effective credit risk management involves identifying, assessing, and mitigating risks associated with credit extension, protecting cash flow, and maintaining financial stability. This article covers the fundamentals of credit risk, various types of credit risk, key factors for analyzing it, and the role of trade credit insurance in supporting businesses with effective risk management.
企業如何運用貿易信用保險保障應收帳款？
有效的風險管理對企業至關重要，尤其是在保護現金流與維持健全資產負債表方面。其中一項強而有力的工具就是「貿易信用保險」。透過為應收帳款投保，企業不僅能降低貿易信用風險，還能守住營收來源。那麼，貿易信用保險是如何運作的？企業又該如何有效運用它？
成功海外債務催收：科法斯之道
出口是企業發展的加速器，但同時也提高了客戶違約的風險，並降低了債務回收的可能性。科法斯藉其全球專業知識、在地經驗與強大的國際網絡，協助企業在世界各地迅速收回應收帳款，從而最大限度地降低對公司財務狀況的衝擊。
微型與中小企業：重新掌控應收帳款的 10 個建議
延遲付款、現金流問題與破產風險：微型企業與中小企業更容易受到未付款發票的影響，因此在困難出現時首當其衝。當訂單量縮減、付款期限拉長、現金流變得不穩定時，企業急需重新掌控其應收帳款。以下是我們的建議，協助您保障現金流並強化企業韌性。
科法斯示警：董監事及重要職員責任險 (D&O)破產除外條款日益增加
科法斯紐西蘭商業總監 David Meys 最近在《Insurance Business》（www.insurancebusinessmag.com）中表示，透過貿易信用保險，可降低企業因破產而面臨董事與高管責任險的理賠風險。
全球債務追收：如何因地制宜
在國內追收債務已經夠繁瑣的了，而在國外追收債務則更是難上加難。不同的商業文化、特定的談判手段、冗長複雜的程序以及當地法律的特殊性：挑戰獨特，障礙重重！無論您的債務人身在何處，我們的專家都能協助您成功追討債務。
《貿易信用在新興市場中的穩定角色》（Podcast 文字稿）
在最新一期《貿易對話》節目中，我們深入探討了當美國聯邦儲備委員會貨幣政策衝擊來襲時，貿易信用對穩定新興經濟體所扮演的關鍵角色。本期特邀經濟學家兼研究員Mélina London，為您解析企業間信用如何成為抵禦金融動盪的緩衝器。
24 articles out of 86
商業風險儀錶板
透過科法斯針對 160 多個國家和 13 個產業的全球風險評估來應對不確定性。
Coface Podcast
透過科法斯的貿易談話播客深入了解全球貿易的世界。 與貿易專家進行精彩的討論，探索市場動態，並發現成長策略。
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